With knowledge of the Game, there are many instances where theory becomes a big part of a decision, especially with hands that can be affected by the richness or poorness of a deck.

For instance, two strong Blackjack players can have different theories about doubling down with a 5-3 (8) against the dealer’s up card of 5. The percentage difference between doubling and not doubling and not doubling is very close, and changes after the completion of each hand. So, valid theories among experienced players can vary.

Not so with Money Management. Your bankroll determines the amount you bet. And you must decide beforehand a win and loss percentage to tell you exactly when to leave a table.

If you can’t manage your money, and refuse to learn how, you’ll have absolutely no direction in a casino. You’ll have no goal set for yourself; no idea of when to quit a table or even when to leave the casino for the day.

I won’t say one part of the BIG 4 is more important than the others. They’re all too important and none can be ignored if you are to be a consistent winner. But I do know that more people lack Money Management than lack knowledge of the Game.

People I speak with are widespread in their skill levels when it comes to playing Blackjack. Some are very good, some good, most poor. But there is a respectable percentage that has a fair knowledge of the game.

Money Management is a much different story. It’s quite rare that I meet someone with a bona fide, dynamite method. Almost no one has a permanent system to follow.

All signals to the dealer regarding hitting, staying, or splitting and doubling down, are done with movements of your hand or by placing additional chips in front of your cards. Also, don’t touch your bet once it has been made!

If you touch your cards or bet, the dealer will give you a polite warning. Perhaps he’ll give you two polite warnings. Beyond that, you’re exceeding your quota. Don’t force the dealer to scold you a third time; you’ll make him angry.

Nobody likes an angry dealer.

If you are a smoker, show consideration for the people next to you by asking their permission to smoke. If they object, don’t smoke or go where you can. Some casinos now have smoking and no smoking tables, so take note of which one you’re at.

Don’t carry on unnecessary conversations. It’s distracting to other players. Besides, it’s extremely difficult to chatter and concentrate on your cards at the same time. What do you want to be? A socializer or a smart player?

Don’t be a cry baby.

Don’t ask for the waitress every two or three minutes.

In general, don’t be a nuisance. Acquire the conduct and class that will make you welcome in the casinos.